{"id":1843,"date":"2020-03-04T16:44:38","date_gmt":"2020-03-04T08:44:38","guid":{"rendered":"https:\/\/ctoscredit.com.my\/creditfinder\/?page_id=1843"},"modified":"2020-03-06T15:32:01","modified_gmt":"2020-03-06T07:32:01","slug":"emicro-services-sdn-bhd","status":"publish","type":"page","link":"https:\/\/ctoscredit.com.my\/creditfinder\/emicro-services-sdn-bhd\/","title":{"rendered":"Emicro Services Sdn Bhd"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Emicro Offers Fast and Hassle-Free Financial Assistance<\/strong><br><\/h2>\n\n\n\n<p>Emicro is a licensed money lender company in Malaysia registered under the Ministry of Housing and Local Government (Kementerian Perumahan Dan Kerajaan Tempatan) where you can apply for micro-credit directly via your mobile. Emicro offers innovative ways and technology to make financial services easier and faster compared to traditional financial channels. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why Use Emicro?<\/strong><br><\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Easy application: You only need to fill your details directly into our app and submit to us, no meet up required.<br><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Fast approval: Your application can be approved within a day, and you can get your cash on the same day.*<br><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Fixed interest rate at 1.5% per month.<br><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Finance installment from 3 months to 24 months. <br><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Much Can You Borrow?<\/strong><br><br><\/h2>\n\n\n\n<table class=\"wp-block-table is-style-stripes\"><tbody><tr><td>\n  <strong>Amount<\/strong>\n  <\/td><td>\n  <strong>Loan Period<\/strong>\n  <\/td><td>\n  <strong>Minimum Income<\/strong>\n  <\/td><td>\n  <strong>Interest Rate<\/strong>\n  <\/td><\/tr><tr><td>\n  RM500 \u2013 RM1,000\n  <\/td><td>\n  3 months\n  <\/td><td>\n  RM18,000\n  <\/td><td>\n  18% p.a.\n  <\/td><\/tr><tr><td>\n  RM1,001 \u2013 RM3,000\n  <\/td><td>\n  6 months\n  <\/td><td>\n  RM24,000\n  <\/td><td>\n  18% p.a.\n  <\/td><\/tr><tr><td>\n  RM3,001 \u2013 RM5,000\n  <\/td><td>\n  12 months\n  <\/td><td>\n  RM36,000\n  <\/td><td>\n  18% p.a.\n  <\/td><\/tr><tr><td>\n  RM5,001 \u2013 RM10,000\n  <\/td><td>\n  24 months\n  <\/td><td>\n  RM48,000\n  <\/td><td>\n  18% p.a.\n  <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Do You Pay For?<\/strong><\/h2>\n\n\n\n<table class=\"wp-block-table is-style-stripes\"><tbody><tr><td><strong>Interest Rate<\/strong><br>18% p.a.   <\/td><td><strong>Processing Fees (Includes Stamp Duty and Legal Fees)<\/strong><br>RM 60 \u2013 RM400    <\/td><td><strong>Late Payment Interest<\/strong><br>8% p.a. from current outstanding amount   <\/td><td><strong>Late Penalty Fee<\/strong><br>RM25 for any remaining portion of  principal or interest not paid within 7 days after due date   <\/td><td><strong>Early Termination Fee<\/strong><br>None   <\/td><\/tr><\/tbody><\/table>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Are You\nEligible?<\/strong><\/h2>\n\n\n\n<table class=\"wp-block-table is-style-stripes\"><tbody><tr><td><strong>Minimum Annual Income<\/strong><br>RM18,000   (minimum RM1,500 per month)   <\/td><td><strong>Age Range<\/strong><br>21 \u2013 50 years old   <\/td><td><strong>Background<\/strong><br>Malaysian      <\/td><\/tr><\/tbody><\/table>\n\n\n\n<p><strong>What Documents Do You Need?<\/strong><br>&#8211; Original MyKad (Front\/Back)<br>&#8211; Selfie while holding MyKad<br>&#8211; Latest salary slip\/EPF Statement<br>&#8211; Utility bills (Electricity\/Water\/Maintenance\/etc.)<br><br> <strong>How Do You Make Repayments?<\/strong><br>&#8211; Online banking<br>&#8211; ATM transfers<br>&#8211; JomPAY<br>&#8211; FPX online banking<\/p>\n\n\n\n<p><strong>Step-By-Step:<\/strong><\/p>\n\n\n\n<p><strong>Here&#8217;s how to apply:<\/strong><br>&#8211; Fill in your details<br>&#8211; Wait for the credit check<br>&#8211; Verify and add your digital signature<br>&#8211; Get your cash<br><br> * Subject to application made during business hours only. <\/p>\n\n\n\n<p>Product disclosure sheet download: <a href=\"\/\/www.emicro.my\/emicrops.pdf\">\/\/www.emicro.my\/emicrops.pdf<\/a><\/p>\n\n\n\n<p>Feel free to contact us for inquiry:<br>Hotline: 1800 88 8668 (Toll Free)<br>Phone number: +60379711155<br>WhatsApp:+60105051155<br>Operation hours: Monday &#8211; Friday (9.00 AM &#8211; 6.00 PM)<br>Email: <a href=\"mailto:enquiry@emicro.my\">enquiry@emicro.my<\/a> <\/p>\n\n\n\n<p>Licence No : WL5789\/14\/01-7\/210820  <br>License Validity : 22\/8\/2018 &#8211; 21\/8\/2020 <br>Ad Permit No : WP5789\/14\/01-6\/210820 <br>Ad Permit Validity : 21\/8\/2020 <br><br>Interest rate not exceeding : 12% p.a (with collateral) 18% p.a (without collateral) <\/p>\n\n\n<p><!--EndFragment--><\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Emicro Offers Fast and Hassle-Free Financial Assistance Emicro is a licensed money lender company in Malaysia registered under the Ministry of Housing and Local Government (Kementerian Perumahan Dan Kerajaan Tempatan) where you can apply for micro-credit directly via your mobile. Emicro offers innovative ways and technology to make financial services easier and faster compared to&hellip;<\/p>\n","protected":false},"author":29,"featured_media":1423,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-full-width.php","meta":{"footnotes":""},"class_list":["post-1843","page","type-page","status-publish","has-post-thumbnail","hentry","content-box content-box-wrapper"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Emicro Services Sdn Bhd | CTOS CreditFinder<\/title>\n<meta name=\"description\" content=\"Emicro Services Sdn Bhd is a licensed money lender where can apply for micro-credit directly via your mobile\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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