At CTOS, we believe that knowledge creates confidence. We want to empower as many people as possible with knowledge and the right tools to make good financial decisions. More than 2 million Malaysians have signed up for CTOS self-check to better manage their financial health. However, there are millions more out there who are yet to take the first step.

Therefore, we are running this Refer & Reward campaign for 5 weeks from 27 June until 31 July to further encourage more Malaysians to do self-check. You can do your part to help empower others and stand a chance to win weekly cash prizes of RM2,000 which may come in handy to help settle outstanding loan instalments or buy basic necessities.

To participate, simply collect Reward Points and you’ll be entered in our weekly draw. Participant with the highest points will win the prize. The results will be published in CTOS’s official Facebook page at the end of each week.

How to earn Reward Points:

Start your journey now and encourage others to do the same.

Click here for full Terms and Conditions

To sign up for CTOS self-check, download the CTOS App or click the link below:

Weekly Winners: