Rewards

Reward Type	Description
Rewards	Earn up to 10 TreatsPoints for every RM5 spent locally Earn up to 25 TreatsPoints for every RM5 spent overseas
Premium	Buy 1 Get 1 Qatar Airways Business Class ticket to London or Paris Complimentary 1 night stay in London or Paris
Airport Lounge Access	Enjoy up to 16x complimentary access per year (with guest access) at participating Plaza Premium First, Plaza Premium Lounge and Travel Club Lounges
Others	Travel Takaful coverage worth up to RM2 million when you charge your flight ticket to your card Complimentary 3GB, 10-day global data roaming package in over 200 countries, once a year Complimentary green fees at over 100 golf clubs around the world Enjoy up to 40% savings at Marriott Bonvoy participating restaurants Mastercard Travel & Lifestyle Services Fast-track to higher tier loyalty memberships at hotel loyalty programs across the world Charity Donation – 0.2% from cross-border spend on your Maybank Islamic World Elite Mastercard Ikhwan will be donated to Waqaf & Zakat managed by Maybank Islamic to help those without the basic needs and necessities (fakir miskin)

Subject to terms and conditions apply.

Fees and Charges

Annual Fee	• RM800 primary card (Waived for the 1st year and waived with minimum annual spend of RM80,000 for the subsequent years). • RM0 supplementary card (Maximum of 4 cards are free. An additional RM400 applies for 5th card onwards)
Sales And Service Tax	RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment	RM25 or 5% of outstanding amount, whichever is higher
Late Payment Fee	RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee	RM18 or 5% of withdrawn amount, whichever is higher
Profit Rate On Cash Withdrawals	18%

Minimum Annual Income: RM190,000
Minimum Age: 21 to 65 years old primary card; 18 years old supplementary card
Who Can Apply: Malaysians and Expatriates

Please click here to view Terms & Conditions for Maybank Islamic World Elite Mastercard Ikhwan.
Read the Product Disclosure Sheet for more information. Click here.