Rewards

Earn up to 8x Timeless Bonus Points (TBP) with no expiry date for every RM1 spent.

TIMELESS BONUS POINTS

Earn	Spend
8 points on every RM1	on online shopping transactions, and eWallet reload
5 points on every RM1	on groceries and overseas transactions
1 point on every RM1	on dining, entertainment, auto-billing, contactless transactions and other retail transactions

Travel

0% Flexi Payment Plan for 3 months for all flight ticket purchases, hotel bookings and overseas transactions.

2x complimentary plaza premium lounge worldwide access.

Annual Fee	RM438 for Principal card only Waived for the first year Waived for 2nd year onwards subject to a minimum of RM12,000 per annum RM0 supplementary card
Sales And Service Tax	RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment	RM50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM10 or 1% of the outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee	RM15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18%
Contact-Less Payment Methods	Visa payWave

Minimum Annual Income	RM60,000
Minimum Age	21 years old (primary card) 18 years old (supplementary card)
Who Can Apply	Anyone