Rewards

Earn up to 8x Timeless Bonus Points (TBP) with no expiry date for every RM1 spent.

TIMELESS BONUS POINTS

Earn	Spend
8 points on every RM1	on online shopping transactions and eWallet reload
3 points on every RM1	on all overseas transactions
1 point on every RM1	on dining, entertainment, auto-billing, contactless transactions and other retail transactions

Fees & Charges

Annual Fee	RM120 for Principal card only Waived for the first year Waived for 2nd year onwards subject to minimum 12 swipes per year RM0 supplementary card
Sales And Service Tax	RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment	RM50 or 5% of the outstanding amount, whichever is higher
Late Payment Fee	RM10 or 1% of the outstanding amount, up to a maximum of RM100
Cash Withdrawal Fee	RM15 or 5% of the withdrawn amount, whichever is higher
Interest Rate On Cash Withdrawals	18%
Contact-Less Payment Methods	Visa payWave

Minimum Annual Income	RM24,000
Minimum Age	21 years old (primary card) 18 years old (supplementary card)
Who Can Apply	Anyone