William How

The CTOS Credit Manager is a dynamic, powerful system that is highly useful to business owners – it makes the complicated tasks of running a business easier, more organized and systematic.

One of the key persistent myths about family businesses in South East Asia according to a study by NUS (National University of Singapore) on Asian Family Firms: Success and Succession is that family firms are small and cannot grow beyond a certain size.

Passing the torch from the second to the third generation in a family business requires careful succession planning that only a handful of family businesses have.