► How it works:
Information extracted from an official identification document is checked against existing CTOS data for mismatches, namely MyKad (NRIC) number, name and known addresses.
The information used as reference comes from the CTOS database, CCRIS live data and CCM (SSM) data.
► CTOS Digital Identity Verification Solutions
Document & ID Holder Verification
A government-issued identification document is scanned and verified, then a facial image is extracted from the document and matched against a new, real-life captured image of the applicant.
Bureau-file Verification
Information extracted from an official identification document is checked against existing CTOS data for mismatches
Knowledge-Based Authentication
Applicants are given a series of dynamic questions, based on actual credit file information and active CCRIS facilities