Malaysia’s leading Credit Reporting Agency

Empowering Malaysians to achieve better financial credit health

Regulated by the Registrar of Credit Reporting Agencies

CTOS SecureID safeguards you from fraud and scams,
also helps you stay on top of your credit health

Fraud Alerts

Find out if your personal information has been compromised

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Dark Web Monitoring

Scanning over 14 billion data breach records to detect if your info has been compromised
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New Credit Application

Alerts you on any new credit applications under your name
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Credit Limit Changes

Alerts you on any changes in your credit limit (increased or decreased)
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Account Closure

Alerts you on closures of any credit facilities under your name
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Changes of Address

Alerts you on any address changes associated with your NRIC number
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Scam Alerts

Provide you alerts on latest scam so you can take precautions

Credit Monitoring

Take charge of your credit health

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Credit Score Updates

Monitor changes in your credit score reports every 3 months
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Missed Payments

Monthly alert on missed payments
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Bankruptcy Records

Know if bankruptcy cases are falsely booked or reported under your name
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Litigation Records

Know if crimes in your name are falsely booked or reported in court system
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Trade Referee Listings (eTR)

Know if you are listed by non-financial institutions for outstanding debt

Takaful Coverage

Have peace of mind knowing you are covered

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Up to RM20,000 takaful coverage

Get coverage for financial losses due to fraudulent transactions and more…
DescriptionSum Covered (RM)
Accidental Death & Permanent Disablement20,000
Accidental Medical Expenses2,000
Loss of Personal Effects due to Snatch Theft2,000
Loss of ATM cash due to robbery within one(1) hour of ATM Withdrawal2,000
Debit & Credit Card Indemnity2,000
Savings Account Indemnity2,000

Get started now at only RM9.90/month or RM99/year

Fraud Protection & Alerts

  • Personal data breach on the dark web
  • New credit application & account closures
  • Change of address & contact information

Credit Monitoring & Reports

  • 4 MyCTOS Score reports yearly
  • Missed payment alerts

Fraud & Takaful Coverage

Have questions? We are ready to serve you.