This State of Consumer Credit Report follows the credit behaviours of consumers in Malaysia over the last three years from the start of the first MCO to 2022. It provides insights on consumers’ credit and debt which includes loan balances, type of credit facilities, credit utilization rate as well as creditworthiness. The report also contains credit trend by generation, income group and by geographical location.
Whether you are a small business, a large multi-national, or just a person who wants to know more, CTOS State of Consumer Credit gives you the information to keep you in the know.