Malaysia's No.1
Credit Management Solution

Trusted by leading banks and businesses in Malaysia

Malaysia’s Leading Credit Reporting Agency

Empowering Businesses with Better Credit Risk Management

Regulated by Registrar of Credit Reporting Agency, Ministry of Finance

Business – Be Credit Safe

With CTOS Credit Manager
Evaluate
Monitor
Reinforce

NEW CLIENT
Not all customers are worth doing business with. Check the credit worthiness of new customers before you engage in business with them

NEW CLIENTS
EVALUATE
Business involves risk

Know your customers

Verify and discover

Make informed decisions
Available credit reports and resources
CTOS Report

Suruhanjaya Syarikat Malaysia (SSM) Report

Malaysia Department of Insolvency (MdI) Search

Jabatan Pendaftaran Negara (JPN) Search

International Search
Group Exposure
Detection of linkages between companies, including inter-company interests, shareholders and directorships to provide a true picture of your total exposure.
Internal Lists
Inclusion of your own list of customers and prospects to be monitored.

Close
EXISTING CLIENTS
The fortunes of your customers may change. Stay updated on the credit profile changes of your existing customers so that you won't be caught off-guard.
BILLINGS AND COLLECTIONS
There will always be problematic customers. Leverage the power of the CTOS network to encourage customers to make prompt payment and reduce your likelihood of losses.

Business
Be Credit Safe

With CTOS Credit Manager

Evaluate

NEW CLIENT
Not all customers are worth doing business with. Check the credit worthiness of new customers before you engage in business with them

Monitor

EXISTING CLIENTS
The fortunes of your customers may change. Stay updated on the credit profile changes of your existing customers so that you won't be caught off-guard.

Reinforce

BILLINGS AND COLLECTIONS
There will always be problematic customers. Leverage the power of the CTOS network to encourage customers to make prompt payment and reduce your likelihood of losses.

CTOS Credit Manager ™ Also Provides You

Largest Database & Widest Network

LARGEST DATABASE & WIDEST NETWORK

Easy To Use Web Interface & Credit Reports

EASY TO USE WEB INTERFACE & CREDIT REPORTS

Unlimited File Storage For Customer Records

UNLIMITED FILE STORAGE FOR CUSTOMER RECORDS

World Class Score Powered By Fico

WORLD CLASS SCORE POWERED BY FICO

Free Unlimited Product Training

FREE UNLIMITED PRODUCT TRAINING

CTOS Credit Manager ™ Also Provides You

Largest Database & Widest Network

LARGEST DATABASE & WIDEST NETWORK

Easy To Use Web Interface & Credit Reports

EASY TO USE WEB INTERFACE & CREDIT REPORTS

Unlimited File Storage For Customer Records

UNLIMITED FILE STORAGE FOR CUSTOMER RECORDS

World Class Score Powered By Fico

WORLD CLASS SCORE POWERED BY FICO

Free Unlimited Product Training

FREE UNLIMITED PRODUCT TRAINING

Manage Your Business Credit Risk

Find out how CTOS can help your business today.

Your Key Benefits

Quick access to business insights from the CTOS database

Quick access to business insights from the CTOS database

Automated monitoring and alerts so you will always be informed

Automated monitoring and alerts so you will always be informed

Cost-effective way to conduct due diligence

Cost-effective way to conduct due diligence

A web-base application that is convenient and easy to use

A web-base application that is convenient and easy to use

24-hour access

24-hour access

Enhance debt recovery
Enhance debt recovery

Dear SME owners,

Come join us for the biggest CTOS SME networking event!

Network with over hundreds of SME participants, gain valuable business insights from industry experts & more.

• Date: 18th April 23 (Tuesday)
• Time: 10am-7pm
• Venue: NEXUS Grand Ballroom, Bangsar South
• Admission: FREE for CTOS Credit Manager subscriber

: RM20/ pax for non-Credit Manager subscriber

Register now!

Thank you.