Malaysia’s leading Credit Reporting Agency

Empowering Malaysians to achieve better financial credit health

Regulated by the Registrar of Credit Reporting Agencies

Start your journey, sign up NOW!

In line with our continuous effort to help you cope with the impact of COVID-19, the prices of our products have been reduced. The price reduction is valid until 31st Dec 2021. We are also giving away a FREE MyCTOS Report with CCRIS* to help you manage your finances better.

MyCTOS Score Report

Credit Report & Score

RM24.85*/report
RM26.50

Everything in MyCTOS Basic Report

  • CTOS Score
  • CCRIS Records (BNM)
  • Access to Rewards

Buy now

*All prices are inclusive of SST.

CTOS SecureID

Fraud Protection & Credit Monitoring

Monthly
RM8.90*
RM9.90
Yearly
RM86.90*
RM99.00

Fraud Protection & Alerts

  • Leaked personal info & data breach on the dark web
  • New credit application & account closures
  • Change of address & contact information

Credit Monitoring & Reports

  • 4 MyCTOS Score reports yearly
  • Missed payment alerts

Fraud & Takaful Coverage

Subscribe Now

*For monthly payment, there will be a lock in period for 3 months. Inclusive of SST.

MyCTOS Basic Report

Basic Credit Report
(Without CCRIS & Score)

FREE
  • Personal Information (NRD)
  • Directorship & Business Interest (SSM)
  • Litigation & Bankruptcy
  • Trade Referee Listings (eTR)
  • 2 Free MyCTOS Basic Reports a year

Sign up now

CTOS SecureID

Safeguards you from fraud and scams, also helps you stay on top of your credit health

Learn more


CTOS Score

Take control of your credit and increase your chances of getting a loan

Learn more

ctos-ctoscore-getyourctosscore


CTOS Credit Manager

Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:

Learn more Subscribe

How can we help?

We are committed to helping you protect and understand your credit

how can we help denied credit

Denied credit

Request your MyCTOS Report
how can we help credit report

Free Credit Report

Updated every 30 days on sign in
knowledge-centre

Knowledge Centre

Learn more about credit health
how can we help contact us

Contact us

Get answer to your credit questions
how can we help dispute

Dispute

Correct inaccuracies on your credit report
identity-theft-protection

Identity Theft Protection

Protect your personal information against theft and fraud

available in android and ios

Get the free CTOS app

Take your CTOS Score with you wherever you are before making big financial decisions.

Google Play Get the free CTOS App     App Store Get the free CTOS App

Get the free CTOS app

Take your CTOS Score with you wherever you are before making big financial decisions.

Google Play Get the free CTOS App
App Store Get the free CTOS App

Get the free CTOS App

Have questions? We are ready to serve you.

Dear Valued Customers,

BNM Temporary Suspension of CCRIS Services to CRAs

Please be informed that our data source (CCRIS) is temporarily unavailable. As such, our reports and services containing CCRIS information will be affected, but all other services remain available.

This suspension of CCRIS is to all Credit Reporting Agencies, and is a precautionary and a temporary measure taken by BNM.

At this juncture, we are unable to confirm when the CCRIS service will be re-instated. However, we are working closely with BNM to resume the service as soonest possible.

If you have any queries, do contact us at 03-2722 8833 or email us at contactus@ctos.com.my

Sincerely
CTOS Management