Know Your Financial Health

Take control of your credit and increase your chances of getting a loan

Malaysia’s leading Credit Reporting Agency

Empowering Malaysians to achieve better financial credit health

Regulated by the Registrar of Credit Reporting Agencies

Start your journey, sign up NOW!

In line with our continuous effort to help you cope with the impact of COVID-19, the prices of our products have been reduced. The price reduction is valid until 31st Dec 2021. We are also giving away a FREE MyCTOS Report with CCRIS* to help you manage your finances better.

MyCTOS Score Report

Credit Report & Score

RM24.85*/report
RM26.50

Everything in MyCTOS Basic Report

  • CTOS Score
  • CCRIS Records (BNM)
  • Access to Rewards

Buy now

CTOS SecureID

Fraud Protection & Credit Monitoring

Monthly
RM8.90*
RM9.90
Yearly
RM86.90*
RM99.00

Fraud Protection & Alerts

  • Leaked personal info & data breach on the dark web
  • New credit application & account closures
  • Change of address & contact information

Credit Monitoring & Reports

  • 4 MyCTOS Score reports yearly
  • Missed payment alerts

Fraud & Takaful Coverage

Subscribe Now

MyCTOS Basic Report

Basic Credit Report
(Without CCRIS & Score)

FREE
  • Personal Information (NRD)
  • Directorship & Business Interest (SSM)
  • Litigation & Bankruptcy
  • Trade Referee Listings (eTR)
  • 2 Free MyCTOS Basic Reports a year

CTOS SecureID

Safeguards you from fraud and scams, also helps you stay on top of your credit health

Learn more


CTOS Score

Take control of your credit and increase your chances of getting a loan

Learn more

ctos-ctoscore-getyourctosscore


CTOS Credit Manager

Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:

Learn more Subscribe

How can we help?

We are committed to helping you protect and understand your credit

available in android and ios

Get the free CTOS app

Take your CTOS Score with you wherever you are before making big financial decisions.

Google Play Get the free CTOS App     App Store Get the free CTOS App

Get the free CTOS app

Take your CTOS Score with you wherever you are before making big financial decisions.

Google Play Get the free CTOS App
App Store Get the free CTOS App

Get the free CTOS App

Have questions? We are ready to serve you.

Dear Valued Customers,

CTOS SERVICE CENTERS ARE OPEN FOR APPOINTMENT ONLY

Following the recent announcement regarding Phase Two of the National Recovery Plan (PPN), our Service Centers in HQ (Bangsar South), Penang and Sarawak are re-opened while Johor Bahru, Klang and Sabah will remain closed until further notice.

Entry Eligibilities
1. With appointment only (5 slots available everyday)
2. Fully vaccinated (14 days after vaccination)

All customers are required to show proof of vaccination (MySejahtera or MOH certification) before entering our premises.

You may email to consumersupport@ctos.com.my or chat with us to make an appointment. We thank you for your kind understanding and continued support as we work together to stem the spread of COVID-19.

Thank you for your understanding and cooperation.

Sincerely
CTOS Management