Know Your Financial Health

Take control of your credit and increase your chances of getting a loan

Malaysia’s leading Credit Reporting Agency

Empowering Malaysians to achieve better financial credit health

Regulated by the Registrar of Credit Reporting Agencies

Start your journey, sign up NOW!

In line with our continuous effort to help you cope with the impact of COVID-19, the prices of our products have been reduced. The price reduction is valid until 31st Dec 2021. We are also giving away a FREE MyCTOS Report with CCRIS* to help you manage your finances better.

MyCTOS Score Report

Credit Report & Score

RM24.85*/report
RM26.50

Everything in MyCTOS Report with CCRIS

  • CTOS Score
  • Access to Rewards

Buy now

*All prices are inclusive of SST.

CTOS SecureID

Fraud Protection & Credit Monitoring

Monthly
RM8.90*
RM9.90
Yearly
RM86.90*
RM99.00

Fraud Protection & Alerts

  • Leaked personal info & data breach on the dark web
  • New credit application & account closures
  • Change of address & contact information

Credit Monitoring & Reports

  • 4 MyCTOS Score reports yearly
  • Missed payment alerts

Fraud & Takaful Coverage

Subscribe Now

*For monthly payment, there will be a lock in period for 3 months. Inclusive of SST.

MyCTOS Report with CCRIS

Credit Report & CCRIS

FREE*
  • CCRIS Records (BNM)
  • Personal Information (NRD)
  • Directorship & Business Interest (SSM)
  • Litigation & Bankruptcy
  • Trade Referee Listings (eTR)
  • 2 Free MyCTOS Basic Reports a year

Sign up now

*Valid for a limited time, from 18 June to 31 July 2021 or until further notice.

CTOS SecureID

Safeguards you from fraud and scams, also helps you stay on top of your credit health

Learn more


CTOS Score

Take control of your credit and increase your chances of getting a loan

Learn more

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CTOS Credit Manager

Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:

Learn more Subscribe

How can we help?

We are committed to helping you protect and understand your credit

how can we help denied credit

Denied credit

Request your MyCTOS Report
how can we help credit report

Free Credit Report

Updated every 30 days on sign in
knowledge-centre

Knowledge Centre

Learn more about credit health
how can we help contact us

Contact us

Get answer to your credit questions
how can we help dispute

Dispute

Correct inaccuracies on your credit report
identity-theft-protection

Identity Theft Protection

Protect your personal information against theft and fraud

available in android and ios

Get the free CTOS app

Take your CTOS Score with you wherever you are before making big financial decisions. Knowledge Creates Confidence.

Google Play Get the free CTOS App     App Store Get the free CTOS App

Get the free CTOS app

Take your CTOS Score with you wherever you are before making big financial decisions. Knowledge Creates Confidence.

Google Play Get the free CTOS App
App Store Get the free CTOS App

Get the free CTOS App

Have questions? We are ready to serve you.

Dear Valued Customers,

TEMPORARY CLOSURE OF CTOS SERVICE CENTERS

In line with the recent announcement by the Malaysian Government on Full Control Movement Order (FMCO), CTOS Service Centers and office premises will be closed as below:


All branches: Closed until 28 June 2021

In the meantime, our business operations and services will still be available online. For assistance and any inquiries on your credit report, please send an email to ctosid@ctos.com.my or chat with us via the chat function in your CTOS ID account.
We thank you for your kind understanding and continued support as we work together to stem the spread of COVID-19.

Sincerely,
CTOS Management