
Know Your Financial Health
Take control of your credit and increase your chances of getting a loan
Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
Start your journey, sign up NOW!
MyCTOS Score Report
Credit Report & Score
RM26.50*/report
Everything in MyCTOS Basic Report
- CTOS Score
- CCRIS Records (BNM)
- Access to Rewards
CTOS SecureID
Fraud Protection & Credit Monitoring
Monthly
RM9.90*
Yearly
RM99.00*
Fraud Protection & Alerts
- Leaked personal info & data breach on the dark web
- New credit application & account closures
- Change of address & contact information
Credit Monitoring & Reports
- 4 MyCTOS Score reports yearly
- Missed payment alerts
Fraud & Takaful Coverage
MyCTOS Basic Report
Basic Credit Report
(Without CCRIS & Score)
FREE
- Personal Information (NRD)
- Directorship & Business Interest (SSM)
- Litigation & Bankruptcy
- Trade Referee Listings (eTR)
- 2 Free MyCTOS Basic Reports a year

Safeguards you from fraud and scams, also helps you stay on top of your credit health



Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:
How can we help?
We are committed to helping you protect and understand your credit
Dear Valued Customers,
CTOS SERVICE CENTERS RAMADHAN OPERATION HOURS
We would like to inform that during the month of Ramadhan, our new operating hours will be from Monday to Friday, 8:30 a.m. to 5:00 p.m.
Thank you for your understanding and cooperation.
Sincerely
CTOS Management