Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
CTOS SecureID
Safeguards you from fraud and scams,
also helps you stay on top of your credit health
CTOS Score
Take control of your credit and
increase your chances of getting a loan
Start your journey, sign up NOW!
Fraud Protection & Credit Monitoring
RM9.90*/month
or RM99*/year
Fraud Protection & Alerts
- Leaked personal info & data breach on the dark web
- New credit application & account closures
- Change of address & contact information
Credit Monitoring & Reports
- 4 MyCTOS Score reports yearly
- Missed payment alerts
Fraud & Takaful Coverage
Credit Report & Score
RM25*/report
Everything in MyCTOS Basic Report
- CTOS Score
- CCRIS Records (BNM)
- Dishonoured Cheque (BNM)
- Access to Rewards
Basic Credit Report
(Without CCRIS & Score)
FREE
- Personal Information (NRD)
- Directorship & Business Interest (SSM)
- Litigation & Bankruptcy
- Trade Referee Listings (eTR)
- 2 Free MyCTOS Basic Reports a year
How can we help?
We are committed to helping you protect and understand your credit
Get the free CTOS app
Take your CTOS Score with you wherever you are before making big financial decisions. Knowledge Creates Confidence.
Get the free CTOS app
Take your CTOS Score with you wherever you are before making big financial decisions. Knowledge Creates Confidence.
