Know Your Financial Health
Take control of your credit and increase your chances of getting a loan
Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
Start your journey, sign up NOW!
MyCTOS Score Report
Credit Report & Score
Everything in MyCTOS Basic Report
- CTOS Score
- CCRIS Records (BNM)
- Access to Rewards
Fraud Protection & Credit Monitoring
Fraud Protection & Alerts
- Leaked personal info & data breach on the dark web
- New credit application & account closures
- Change of address & contact information
Credit Monitoring & Reports
- 4 MyCTOS Score reports yearly
- Missed payment alerts
Fraud & Takaful Coverage
MyCTOS Basic Report
Basic Credit Report
(Without CCRIS & Score)
- Personal Information (NRD)
- Directorship & Business Interest (SSM)
- Litigation & Bankruptcy
- Trade Referee Listings (eTR)
- 2 Free MyCTOS Basic Reports a year
Safeguards you from fraud and scams, also helps you stay on top of your credit health
Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:
How can we help?
We are committed to helping you protect and understand your credit
Dear Valued Customers,
TEMPORARY CLOSURE OF CTOS SERVICE CENTRE
CTOS Service Centre Johor Bahru will be temporary closed on 23rd & 24th of March 2023.
In the meantime, our business operations and services will still be available online. You may login to our website at www.ctoscredit.com.my or via the CTOS mobile app to access your credit reports.
For assistance and any enquiries on your credit report, please send an email to email@example.com or chat with us via the chat function in your CTOSID account.
Your health and safety remain our top priority during this time. We thank you for your kind understanding and continuous support as we work together to stem the spread of Covid-19.