Know Your Financial Health
Take control of your credit and increase your chances of getting a loan
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Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
Start your journey, sign up NOW!
Credit Report
Full Credit Report with CCRIS & Score
RM27.90*/report
Everything in Basic Report
- CTOS Score
- CCRIS Records (BNM)
- Access to Rewards
SecureID
Fraud Protection & Credit Monitoring
Monthly
RM9.90*
Yearly
RM99.00*
Fraud Protection & Alerts
- Leaked personal info & data breach on the dark web
- New credit application & account closures
- Change of address & contact information
Credit Monitoring & Reports
- 4 Credit Report yearly
- Missed payment alerts
Fraud & Takaful Coverage
Basic Report
Basic Report
(Without CCRIS & Score)
FREE
- Personal Information (NRD)
- Directorship & Business Interest (SSM)
- Litigation & Bankruptcy
- Trade Referee Listings (eTR)
- 2 Free Basic Report a year
Safeguards you from fraud and scams, also helps you stay on top of your credit health
Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:
How can we help?
We are committed to helping you protect and understand your credit
Get the free CTOS app
Take your CTOS Score with you wherever you are before making big financial decisions.
Service temporarily unavailable
Dear Valued Customers,
Please be informed that login and sign up services are temporarily unavailable due to ongoing maintenance.
We apologize for any inconvenience and appreciate your understanding.
Should you require further clarification, please feel free to contact us or email us at ctosid@ctos.com.my.
We apologize for any inconvenience and appreciate your understanding.
Should you require further clarification, please feel free to contact us or email us at ctosid@ctos.com.my.
Sincerely, CTOS Management