Malaysia’s Leading Credit Reporting Agency

Empowering Businesses with Better Credit Risk Management

Regulated by Registrar of Credit Reporting Agency, Ministry of Finance

CTOS Credit Manager is a credit management solution designed specifically for businesses. This interactive platform enables you to check prospects’ credit profiles, monitor customers’ financial backgrounds, and encourage better repayments to reduce business credit risk, helping save time and costs.

Use CTOS Credit Manager to help manage and reduce credit risk in 3 simple steps: -

New & Existing Clients

Get a CTOS report to help you evaluate your prospects or potential customers
Check information related to: –
– company profile/ SSM information (ROC/ ROB)
– financials
– banking payment history (CCRIS)
– legal case/ litigation
– bankruptcy, trade references

Existing Clients

Monitor your credit files to get notified if there are changes in your customers’ credit profiles
Get automatic updates when a change happens on: –
– financial
– directorship/ ownership
– business interest
– legal case
– trade reference

Good Payment Behaviour

Submit your debtors information in CTOS eTR (Electronic Trade Reference) to recover bad debts.
CTOS eTR is a collaborative platform for subscribers to share their customers non-banking payment information for debt recovery.