Raya Rewards: Bigger Celebrations Start with Smarter Moves 🌙
This Raya, give yourself more reasons to celebrate, beyond the festivities!
A quick check of your CTOS Score helps you understand where you stand financially today, so you can make better decisions for tomorrow. And for a limited time, that simple step could unlock exciting rewards too.
Check your CTOS Score during the campaign period and stand a chance to win:
🎁 Up to RM8,880 worth of Touch ’n Go eWallet PIN
📱 A Samsung Galaxy S26
Because when your financial health is in check, opportunities tend to follow.
Why check your CTOS Score?
✅ Know your credit standing instantly
✅ Strengthen your financial confidence before your next application
✅ Enjoy a chance to win exclusive Raya rewards
Start the festive season feeling prepared, empowered — and maybe a little extra lucky.
💡 One check could make this Raya even more rewarding.
T&C apply.
Disclaimer: Lenders determine all loan terms, including interest rates (not CTOS). While a higher CTOS Score may strengthen your position, the final decision ultimately rests with the lender.
Time Left to Participate:
Terms and Conditions
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This Campaign is open to Malaysian citizens aged 18 and above.
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The Campaign period is from 3 March – 30 April 2026. Only CTOS Scores (from MyCTOS Score reports) obtained via the CTOS official website or app during this Campaign period are eligible.
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Grand Prize(s):
- Up to RM8880 in Touch n Go eWallet credit
- Samsung Galaxy S26
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Winners will be announced on CTOS’s official Facebook page. The Campaign winner(s) will also be notified via email.
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If the prize winner does not claim their prize within 14 days after being contacted for the third and final time via email, they will be deemed to have forfeited the prize.
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CTOS reserves the right to amend the Campaign and T&C at any time without prior notice.