WIN an iPhone 16 with your latest MyCTOS Score

Dreaming of a new car or home? Your CTOS Score can help make it happen.

Now, when you buy a CTOS Score Report, you’ll also stand a chance to win the all-new iPhone 16! 📱

✅ Better score = better loan approvals
✅ Better score = lower interest rates
✅ Plus, a shot at owning the hottest phone in town!

Take control of your credit health — trusted by millions of Malaysians.
One report. Double the rewards.

🎁 Don’t miss out — your winning moment is just one click away.

Disclaimer: Lenders determine all loan terms, including interest rates (not CTOS). While a higher CTOS Score may strengthen your position, the final decision ultimately rests with the lender.

Time Left to Participate:

Your MyCTOS Score report helps you to:

Your MyCTOS Score report helps you to:

Terms and Conditions

  1. This Campaign is open to Malaysian citizens aged 18 and above.
  2. The Campaign period is from 30th May 2025 – 30th June 2025. Only CTOS Scores (from MyCTOS Score reports) obtained from the CTOS official website, app or via official partners (excluding Touch ‘n Go eWallet) during this Campaign period are eligible.
  3. Grand Prize: (one) iPhone 16, 6.1-inch display, Black, 128GB worth RM 3,999
  4. The results of the Campaign will be announced on CTOS’s official Facebook page. The Campaign winner will be notified by email.
  5. If the prize winner does not claim their prize within 14 days after being contacted for the third and final time via email, they will be deemed to have forfeited the prize.