Know Your Financial Health
Take control of your credit and increase your chances of getting a loan
You may also be interested in:
Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
Start your journey, sign up NOW!
MyCTOS Score Report
Credit Report & Score
RM27.90*/report
Everything in MyCTOS Basic Report
- CTOS Score
- CCRIS Records (BNM)
- Access to Rewards
CTOS SecureID
Fraud Protection & Credit Monitoring
Monthly
RM9.90*
Yearly
RM99.00*
Fraud Protection & Alerts
- Leaked personal info & data breach on the dark web
- New credit application & account closures
- Change of address & contact information
Credit Monitoring & Reports
- 4 MyCTOS Score reports yearly
- Missed payment alerts
Fraud & Takaful Coverage
MyCTOS Basic Report
Basic Credit Report
(Without CCRIS & Score)
FREE
- Personal Information (NRD)
- Directorship & Business Interest (SSM)
- Litigation & Bankruptcy
- Trade Referee Listings (eTR)
- 2 Free MyCTOS Basic Reports a year
Safeguards you from fraud and scams, also helps you stay on top of your credit health
Malaysia’s No.1 credit management solution which helps manage and reduce business credit risk in 3 simple steps:
How can we help?
We are committed to helping you protect and understand your credit
Get the free CTOS app
Take your CTOS Score with you wherever you are before making big financial decisions.
Notice of Temporary Closure
Dear Valued Customers,
Please be informed that the Kuantan Service Centre will be temporarily closed from
18 May 2026 until 19 May 2026. Operations will resume as usual on
20 May 2026.
For assistance or any enquiries regarding your credit report, kindly contact us via the chat function available in your CTOS ID account.
We apologise for any inconvenience caused and appreciate your understanding.
Sincerely, CTOS Management