Reinforce good payment behaviour with CTOS Credit Manager
We’re unbeatable when it comes to recovering outstanding payments
Bad debts shouldn’t disrupt your cash flow. Instead of writing them off, reclaim what’s yours with CTOS eTR*—your trusted solution for debt recovery.
With the largest network of financial institutions, government-linked companies, SMEs, and more, we make it easier for businesses to share non-payment records. This motivates debtors to settle their dues faster, getting your money back where it belongs—into your business.