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  • EVALUATE
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Why is CTOS self-check great for you?

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Boost your loan approval rate for your home, car, or personal loans
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Detect identity theft and fraud
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Stay informed about any legal or financial undertakings in your name
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Check if you owe anyone (Trade References)
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Correct inaccuracies to polish your credit report
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See how your financial decisions affect your credit score
Get My CTOS Score

Where do you stand in the eyes of the lenders?

Get My CTOS Score

What influences your CTOS Score?

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How to read a MyCTOS Score report

Get My CTOS Score

Learn More

Get My CTOS Score

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Established in 1990, CTOS is Malaysia's leading Credit Reporting Agency (CRA) under the ambit of the Credit Reporting Agencies Act 2010.

At CTOS, we facilitate credit extensions by empowering individuals and businesses with access to crucial information at greater ease and speed.

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