Malaysia’s leading Credit Reporting Agency
Empowering Malaysians to achieve better financial credit health
Regulated by the Registrar of Credit Reporting Agencies
CTOS SecureID safeguards you from fraud and scams,
also helps you stay on top of your credit health
Fraud Alerts
Find out if your personal information has been compromised
Dark Web Monitoring
Scanning over 14 billion data breach records to detect if your info has been compromised
New Credit Application
Alerts you on any new credit applications under your name
Credit Limit Changes
Alerts you on any changes in your credit limit (increased or decreased)
Account Closure
Alerts you on closures of any credit facilities under your name
Changes of Address
Alerts you on any address changes associated with your NRIC number
Scam Alerts
Provide you alerts on latest scam so you can take precautions
Credit Monitoring
Take charge of your credit health
Credit Score Updates
Monitor changes in your credit score reports every 3 months
Missed Payments
Monthly alert on missed payments
Bankruptcy Records
Know if bankruptcy cases are falsely booked or reported under your name
Litigation Records
Know if crimes in your name are falsely booked or reported in court system
Trade Referee Listings (eTR)
Know if you are listed by non-financial institutions for outstanding debt
Takaful Coverage
Have peace of mind knowing you are covered
Up to RM20,000 takaful coverage
Get coverage for financial losses due to fraudulent transactions and more…
| Description | Sum Covered (RM) |
|---|---|
| Accidental Death & Permanent Disablement | 20,000 |
| Accidental Medical Expenses | 2,000 |
| Loss of Personal Effects due to Snatch Theft | 2,000 |
| Loss of ATM cash due to robbery within one(1) hour of ATM Withdrawal | 2,000 |
| Debit & Credit Card Indemnity | 2,000 |
| Savings Account Indemnity | 2,000 |
