5 New Year’s Resolutions for 2021

A good way to start any new year is with resolutions, so you can keep yourself on track to achieve them. Here are 5 New Year’s resolutions you can consider for 2021.

1. Invest in yourself

This is a great way to equip yourself with new and possibly marketable skills. Plus, you have many options to do this for free! Explore free online courses or take up a new class, such as baking, website development, language classes and so on.

2. Use Government assistance responsibly

Use incentives wisely. Don’t spend the money on shopping sprees or for unnecessary purchases. Rather, use it for what’s important, such as paying off your debts, medical care or buying groceries.

3. Give priority to your health

Health is wealth. If you fall sick, you can’t function at optimum level to do anything else. Make sure you eat right, exercise regularly and also pay attention to your mental health and well-being.

4. Create a budget and stick to it

Plan out a budget that’s realistic and works best for you, according to your income and needs. After that, ensure you follow the plan and don’t deviate from it by spending unnecessarily.

5. Improve credit health and score

Checking your updated MyCTOS Score report regularly will ensure that you’re staying on top of your credit health. Your credit report will show you your current credit score, what payments you’ve missed (if any), how much outstanding amounts you have on your loans and much more.