November 29, 2016

Festive Shopping – Shop wisely for good credit health

Year-end shopping can be fun and exciting. It’s the holiday season, and with Christmas and New Year coming up, there’ll be plenty to buy. By spending wisely during this time of year, you can still enjoy shopping without hurting your credit health – all it takes is a little mindfulness.
November 29, 2016

What actually is a good credit score?

The general guideline is that a ‘good’ CTOS Score will fall in the range of 697 to 850. This, however, is not a hard and fast rule and does not necessarily mean a lower score is a ‘bad’ score.
November 1, 2016
ctos, ctos score, credit health, credit condition, credit mix, new credit

CTOS Score: The Most Important Number For Financial Health

Have you ever had your loan or credit card rejected and you thought to yourself that it was just bad luck?
October 14, 2016
membeli kereta baru

Buying a new car

As it is widely known, the purchase of a car is a big investment, regardless if it’s for personal use or the whole family. An inappropriate vehicle purchase (one that does not tally with needs nor purchasing power) means that one could end up ‘tied’ to a long-term liability
September 15, 2016
identity theft

Identity Theft: Could You Be Next?

Identity theft is increasing at an alarming rate in Malaysia and globally. It has caused millions of ringgit in losses and damage, especially to the reputation and credit health of innocent consumers.
August 11, 2016
bad credit report

4 Times A Bad Credit Report Can Absolutely Destroy You

Your credit report plays a pivotal role in your financial journey. And as far as reports go, it is one of the most important ones that will be attached to your name.