August 1, 2016
check your credit report

5 Reasons to Check Your Credit Report

An effective way to monitor and manage your personal finances is to check your updated credit report. However, when was the last time you checked yours?
June 21, 2016
how to find out how your credit is doing

How-to: Find Out How Your Credit Is Doing

A common misconception is that there’s no way of knowing whether your loan application will be approved or not beforehand. If your application is rejected, you are often left in the dark as to what the problem was with your creditability as a borrower.
May 10, 2016

Here’s What You Can Do If PTPTN Loan Is On Your Credit Report

Fresh graduates leaving varsity have their whole lives ahead of them. From building up their career, to working towards achieving their financial goals, such as buying their first car and their first home.
April 7, 2016
ctos, ctos score, credit health, credit condition, credit mix, new credit, credit report, ctos report

Credit Survey: How Well Do Malaysians Know Their Credit?

In the current economic climate, it is increasingly important for the average Malaysians to know about how their credit report works and how the reports can affect their finances – positively and negatively.
September 30, 2015

Screen to Reduce Risk of Defaulters

With close to 20 taxi companies in Klang Valley alone excluding private hire car companies, the competition for good drivers is stiff. So what better way for taxi companies to screen and sieve through the bad apples by subscribing to CTOS.
September 25, 2015

Customer Screening Fuels Successive Growth

One of the key persistent myths about family businesses in South East Asia according to a study by NUS (National University of Singapore) on Asian Family Firms: Success and Succession is that family firms are small and cannot grow beyond a certain size.