As it is widely known, the purchase of a car is a big investment, regardless if it’s for personal use or the whole family. An inappropriate vehicle purchase (one that does not tally with needs nor purchasing power) means that one could end up ‘tied’ to a long-term liability

Identity theft is increasing at an alarming rate in Malaysia and globally. It has caused millions of ringgit in losses and damage, especially to the reputation and credit health of innocent consumers.

Your credit report plays a pivotal role in your financial journey. And as far as reports go, it is one of the most important ones that will be attached to your name.

An effective way to monitor and manage your personal finances is to check your updated credit report. However, when was the last time you checked yours?

A common misconception is that there’s no way of knowing whether your loan application will be approved or not beforehand. If your application is rejected, you are often left in the dark as to what the problem was with your creditability as a borrower.

Fresh graduates leaving varsity have their whole lives ahead of them. From building up their career, to working towards achieving their financial goals, such as buying their first car and their first home.