Access the latest news and information about CTOS
RAM-CTOS BCI: Businesses temper optimism in 4Q 2024
Wednesday, 11 December 2024
The 4Q 2024 RAM-CTOS Business Confidence Index (BCI) survey indicated that business sentiment on their prospects for the next three months remained positive for the fourth straight quarter..
The real cost of buy now, pay later
Saturday, 16 November 2024
CTOS to focus on growing its commercial segment
Wednesday, 13 November 2024
Analysts have reacted positively to credit-reporting outfit CTOS Digital Bhd’s move to remain focused on growing the commercial segment of its credit-reporting business.
CTOS Inter-Financial Institutions Badminton Championship 2024
Wednesday, 16 October 2024
Bank Simpanan Nasional (BSN) made a remarkable return to the competitive badminton scene by clinching the Premier Cup Challenge Trophy at the CTOS Inter-Financial…
CTOS empowers SMEs with digital tools and strategies
Thursday, 10 October 2024
RAM-CTOS BCI: Business sentiment at a two-year high in 3Q 2024
Tuesday, 08 October 2024
KUALA LUMPUR, 11 July 2024 – The 2Q 2024 RAM-CTOS Business Confidence Index (BCI) survey indicated that businesses remain broadly optimistic…
RAM-CTOS BCI: Sustained business optimism in 2Q 2024
Thursday, 11 July 2024
KUALA LUMPUR, 8 October 2024 – The 3Q 2024 RAM-CTOS Business Confidence Index (BCI) survey indicated that businesses remain firmly optimistic…
Business Sentiment Remain Optimistic Despite Cost Concerns: Survey
Thursday, 11 July 2024
The 2Q 2024 RAM-CTOS Business Confidence Index (BCI) survey has indicated that businesses remain broadly optimistic in Malaysia. According to the data…
Businesses confidence is up but costs will continue to weigh on profit – survey
Thursday, 11 July 2024
第二届“CTOS SME Biz Day”圆满落幕，今年出席者突破1500人
Tuesday, 02 July 2024
马来西亚领先信用报告机构CTOS Data Systems Sdn Bhd，今天隆重举办了旗下第二届的商务交流活动“2024 CTOS SME Biz Day”，出席人数比去年增长了50%…
Positive Q1 business confidence index shows optimism among SMEs
Friday, 28 June 2024
KUALA LUMPUR: In the first quarter (Q1) of 2024, the RAM-CTOS Business Confidence Index (BCI) rose to 53.4 points, continuing its upward trend…
CTOS SME Biz Day 2024 Sees Record Attendance, Introduces Cyber Security Rating Service for SMEs
Thursday, 27 June 2024
CTOS SME Biz Day 2024 Sambut Lebih 1,500 Hadirin
Thursday, 27 June 2024
26 Jun 2024 – CTOS Data Systems Sdn Bhd mengadakan ‘CTOS SME Biz Day 2024’ di Kuala Lumpur dengan kehadiran lebih daripada 1,500 peserta…
CTOS launches cyber security rating service at SME Biz Day
Wednesday, 26 June 2024
CTOS SME Biz Day 2024 drew over 1,500 attendees, showcasing SMEs’ embrace of digital innovation amid cyber security challenges…
CTOS Hosts Largest SME Networking Event of the Year on 26th June 2024
Wednesday, 12 June 2024
On the 26th of June 2024, CTOS is set to host its highly anticipated annual SME Biz Day, bringing together over 1,000 small and medium enterprises (SMEs)…
CTOS Signs MOU With Five Partners to Elevate Financial Literacy.
Friday, 10 May 2024
CTOS Data Systems Sdn Bhd, the wholly owned subsidiary of CTOS Digital Berhad, inks mou with prominent fintech platforms namely MoneyX…
CTOS Inks Deal With 5 Fintech Platforms
Thursday, 09 May 2024
CTOS Data Systems Sdn Bhd, the wholly owned subsidiary of CTOS Digital Berhad, inks mou with prominent fintech platforms namely MoneyX, PAYLATER…
CTOS and airasia academy enter the Verified zone, launch collaboration to empower SMEs through strategic business education
Wednesday, 17 April 2024
CTOS, Malaysia’s leading credit reporting agency, today joined forces with airasia academy, for an exclusive SME networking and edutech session at airasia…
CTOS, airasia academy to empower SMEs
Wednesday, 17 April 2024
KUALA LUMPUR: With 1,000 courses on its platform, airasia academy is joining hands with CTOS Digital Bhd to empower small and medium enterprises…
AirAsia Academy, CTOS perkasa PKS dengan kemahiran digital
Tuesday, 16 April 2024
KUALA LUMPUR: AirAsia Academy bekerjasama dengan CTOS Digital Berhad bagi memperkasa rangkaian Perusahaan Kecil dan Sederhana (PKS)…
CTOS, airasia academy collaborate in networking, edutech for SMEs
Tuesday, 16 April 2024
KUALA LUMPUR: CTOS, Malaysia’s leading credit reporting agency, is collaborating with airasia academy for an exclusive SME networking and edutech session…
RAM-CTOS BCI: Improved business sentiments in 1Q 2024
Tuesday, 9 April 2024
KUALA LUMPUR, 9 April 2024 – The 1Q 2024 RAM-CTOS Business Confidence Index (BCI) survey revealed that sentiments regarding business prospects have…
RAM-CTOS: Malaysia’s business sentiments turn positive in 1Q24
Tuesday, 9 April 2024
KUALA LUMPUR: The RAM-CTOS Business Confidence Index (BCI), which examines forward-looking business sentiment in Malaysia, rose to 53.4 in the first quarter of 2024…
Malaysia’s business sentiments improved in 1Q2024, RAM-CTOS’ survey shows
Tuesday, 9 April 2024
KUALA LUMPUR (April 9): Malaysia’s business sentiments on future prospects have improved in the first quarter this year (1Q2024) following two consecutive quarters…
RAM-CTOS BCI: Business sentiments less optimistic heading into 2024
Tuesday, 19 December 2023
KUALA LUMPUR, 19 December 2023 – The RAM-CTOS Business Confidence Index (BCI) declined for the second consecutive quarter in 4Q 2023, pulled down by the…
成本高涨冲击商情 末季商家转向悲观
Tuesday, 19 December 2023
大马评级机构（RAM）2023年末季商业信心指数（RAM-CTOS BCI）调查结果出炉，整体指数连续两个季度滑落，并跌破50点。 RAM今日发文告指出，受累于微型与中小型企业（MSME）情绪低迷…
Micro enterprises say access issues deter it from using 2024 Budget automation, training schemes
Tuesday, 19 December 2023
Micro enterprises are not planning to utilise the automation and training schemes announced by the government in 2024 Budget due to the challenges in accessing the support…
Companies show positive sentiment
Wednesday, 25 October 2023
Hextar Technologies Solutions Bhd (HexTech) via its wholly owned financial technology (fintech) unit Hextar Vision Sdn Bhd, has introduced its one-stop fintech mobile super-application…
Hextar ventures into fintech, rolls out mobile super-app MoneyX
Wednesday, 25 October 2023
PETALING JAYA: Hextar Technologies Solutions Bhd is venturing into financial technology (fintech) with the introduction of MoneyX, a one-stop mobile super-app…
Alliance Bank clinches CTOS Badminton Championship 2023
Tuesday, 24 October 2023
The CTOS Inter-Financial Institutions Badminton Championship 2023 brought together Malaysia’s leading financial institutions in a spirited display of sportsmanship, promoting a healthy..
RAM-CTOS: More than 60pct of 165 SMEs polled did not receive gov assistance
Tuesday, 10 October 2023
KUALA LUMPUR: More than 60 per cent of 165 small and medium businesses polled for the RAM-CTOS Business Confidence Index (BCI) said they had not benefited from government assistance.
RAM-CTOS BCI: Broad-based moderation of business sentiment in 3Q 2023
Monday, 09 October 2023
The upcoming Budget 2024 will be especially pertinent to extend assistance and support to micro, small and medium enterprises (MSMEs) to help them ride…
CTOS Digital units enter into RM4 mil worth of recurrent related party transactions
Friday, 22 September 2023
KUALA LUMPUR : CTOS Digital Bhd’s wholly-owned subsidiaries, CTOS Data Systems Sdn Bhd, CTOS Basis Sdn Bhd and CTOS IDS Sdn Bhd, have entered…
CTOS set to grow regionally with latest acquisitions
Thursday, 07 September 2023
PETALING JAYA: CTOS Digital Bhd’s latest acquisitions is a shot in the arm for the credit reporting company to strengthen its position in the regional alternative credit scoring (ACS) space.
CTOS Digital buys credit scoring firms in Indonesia, Philippines for RM29.4 mil
Sunday, 27 August 2023
KUALA LUMPUR: CTOS Digital Bhd has announced the acquisition of two fast-growing credit scoring companies in the Philippines and Indonesia for…
CTOS records RM21mil in quarterly profit
Friday, 28 Jul 2023
PETALING JAYA: CTOS Digital Bhd expects its subsidiaries and business segments to continue with the growth momentum on the back of the continued recovery of the…
Companies show positive sentiment
Thursday, 06 July 2023
PETALING JAYA: Negative chatter in the economy has not derailed the optimism of Malaysian businesses, according to a report, as firms’ confidence in the outlook increased for…
RAM-CTOS Survey: Businesses Sanguine On Next Three Months’ Outlook
Wednesday, 05 July 2023
The RAM-CTOS Business Confidence Index (BCI) continues to rise, climbing to 54.8 in the second quarter (2Q) 2023 from 51.4 in the previous quarter, indicating…
RAM-CTOS BCI: Sustained optimism in business sentiments
Wednesday, 05 July 2023
KUALA LUMPUR, 5 July 2023 – The RAM-CTOS Business Confidence Index (BCI) continues to rise, climbing to 54.8 in 2Q 2023 from 51.4 in the previous quarter. This indicates businesses…
CTOS SME Biz Day 2023 Saw Over 1000 Business Attendance
Thursday, 20 April 2023
CTOS Data Systems Sdn Bhd, Malaysia’s leading credit reporting agency, held its biggest networking event, which saw over 1000 businesses attending the ‘SME Biz Day 2023’ at the…
SME Biz Day beri manfaat kepada 1,000 syarikat
Thursday, 20 April 2023
PETALING JAYA – Lebih 1,000 syarikat perniagaan menghadiri SME Biz Day 2023, satu program rangkaian terbesar yang telah dianjurkan oleh CTOS Data Systems Sdn. Bhd. baru-baru ini.
RAM-CTOS BCI: Nascent uptick in business sentiments in 1Q 2023
Wednesday, 05 April 2023
KUALA LUMPUR, 5 April 2023 – Business sentiments for 1Q 2023 improved as challenges faced by firms eased slightly. The overall RAM-CTOS Business Confidence Index (BCI) for 1Q 2023…
1.8 billion scam calls in the last 5 years – Be extra vigilant of scammers!
Friday, 10 February 2023
The Malaysian Communications and Multimedia Commission (MCMC) has reminded Malaysians to be extra vigilant of scammers looking for their next prey during the festive season…
CTOS 4Q earnings rise
Wednesday, 1 February 2023
PETALING JAYA: CTOS Digital Bhd expects its subsidiaries and business segments to resume their growth momentum in 2023, on the back of the continued recovery…
CTOS and Nikkei sign MOU to develop news monitoring features
Tuesday, 10 January 2023
KUALA LUMPUR (Jan 10): Credit reporting agency CTOS Digital Bhd signed a Memorandum of Understanding (MoU) with business media group Nikkei Inc to promote the…
RAM-CTOS BCI: Business sentiments weaken further in 4Q 2022
Wednesday, 14 December 2022
KUALA LUMPUR, 14 December 2022 – Business sentiments for 4Q 2022 turned bearish amid continued challenges that are crimping firms’ sales and profitability…
Business Sentiment Turned Bearish In Q4 As Sales Slowdown: RAM-CTOS BCI
Wednesday, 14 December 2022
In the recently released RAM -CTOS Business Confidence Index, business sentiments for 4Q 2022 turned bearish amid continued challenges that are said to be…
CTOS Bringing Cheers to the Orang Asli
Tuesday, 13 December 2022
KUALA LUMPUR: Approximately 100 Orang Asli families received a food allowance totaling RM30,000 from CTOS Digital Berhad, as part of its corporate social responsibilities endeavors…
CTOS, iBilik.com in MoU to enhance property rental market
Wednesday, 09 November 2022
PETALING JAYA: CTOS Digital Bhd wholly owned subsidiary CTOS Data Systems Sdn Bhd recently signed a MoU with iBilik.com, an online accommodation…
CTOS, GUNNING FOR GROWTH BOTH ORGANICALLY AND INORGANICALLY
Tuesday, 25 October 2022
CTOS Digital Berhad had one of the best debuts on Bursa Malaysia in 2021. It has since been on an acquisition drive including a controversial majority stake in RAM….
CTOS Digital launches online vehicle check platform
Thursday, 13 October 2022
KUALA LUMPUR: CTOS Digital Bhd’s subsidiary CTOS IDS Sdn Bhd, has launched a new service in collaboration with Otofacts that enables consumers to run background checks on used vehicles that are being considered for purchase.
RAM-CTOS BCI: Business optimism moderates in 3Q 2022
Wednesday, 28 September 2022
KUALA LUMPUR, 28 September 2022: Rising cost pressures that have stayed elevated in the last few months are weighing on the optimism of businesses…
CTOS, PropertyGuru to progress innovation in proptech space
Monday, 29 August 2022
KUALA LUMPUR: CTOS Digital Bhd wholly owned subsidiary CTOS Data Systems Sdn Bhd recently signed a memorandum of understanding (MoU) with a PropertyGuru Group…
CTOS Digital’s major subsidiary gets another five-year tax exemption
Thursday, 28 July 2022
KUALA LUMPUR (July 28): CTOS Digital Bhd’s major subsidiary has obtained a five-year extension of tax exemption, effective from Nov 9, 2021 until Nov 8, 2026.
CTOS lancar program rujukan pacu celik kewangan
Friday, 01 July 2022
PETALING JAYA: CTOS Data Systems Sdn. Bhd., anak syarikat milik penuh CTOS Digital Berhad, melancarkan program rujukan semakan kediri Laporan…
RAM-CTOS商情次季扩张至65 80% 企业: 成本高涨压抑复苏
Thursday, 30 June 2022
国内经商情绪转佳，大马评估机构－CTOS商情指数（RAM-CTOS BCI）第二季持续扩张至65，稳守50点门槛预示展望乐观，尽管如此，超过80%的受访企业表明，节节上涨的成本压力恐限制企业复苏。
RAM-CTOS: Business sentiment positive in 2Q22, but concerns over rising cost
Wednesday, 29 June 2022
KUALA LUMPUR: Businesses are firmly optimistic about their three-month outlook, according to RAM-CTOS Business Confidence Index (BCI) survey for the second quarter (Q2) 2022.
Businesses optimistic on three-month outlook, RAM-CTOS Business Confidence Index survey show
Wednesday, 29 June 2022
Businesses are firmly optimistic about their three-month outlook, with some concerns over rising cost pressure, according to RAM-CTOS Business Confidence Index (BCI)…
RAM-CTOS BCI firmly positive in 2Q 2022
Wednesday, 29 June 2022
The 2Q 2022 RAM-CTOS Business Confidence Index (BCI) survey, conducted from 9-27 May 2022, showed businesses are firmly optimistic about their three-month outlook…
Malaysian businesses optimistic on three-month outlook but worry rising costs could cap recovery
Wednesday, 29 June 2022
Businesses are firmly optimistic about their outlook in the next three months, according to the 2Q 2022 RAM-CTOS Business Confidence Index (RAM-CTOS BCI) survey…
RAM’S BUSINESS CONFIDENCE SURVEY FINDINGS
Friday, 08 April 2022
With international borders now open and the path to endemicity in progress, the state of business confidence is in focus. Woon Khai Jhek, Co-head…
Digital banks key to CTOS Digital’s future revenue
Wednesday, 21 March 2022
Compared to larger companies, SMEs often face many difficulties with regards to acquiring funding and assistance. Eric Hamburger, our Deputy Group Chief Executive Officer at…
Exclusive Interview with SAMENTA and Business Media International: Empowering SMEs to Succeed
Thursday, 10 March 2022
CTOS Digital Bhd’s future revenue upside could come from the five digital banks if they decide to use its comprehensive data solutions…
CTOS obtains shareholders approval to acquire 49% stake in JurisTech
Monday, 21 February 2022
CTOS Digital Bhd has received its shareholders’ approval for the proposed acquisition of a 49% stake in Juris Technologies Sdn Bhd (JurisTech)…
CTOS Digital Q3 Profits Increases By 48%
Friday, 15 October 2021
CTOS Digital Berhad net profit increases 48.1% to RM46.6 million in the nine months ended September 2021 compared to RM31.4 million in the corresponding period a year ago, the growth…
CTOS Digital set to maintain market dominance
Thursday, 07 Oct 2021
KUALA LUMPUR: Credit Suisse expects CTOS Digital Bhd (CTOS) to maintain its market dominance as it has an extensive database that is difficult to replicate, strong brand and loyal…
myTukar announces integration of CTOS
Monday, 16 August 2021
MyTukar Sdn Bhd, Malaysia’s digital used car platform, announced the integration of CTOS’s application and decisioning solution into its digital platform…
MyTukar, CTOS collaborate for loan approvals efficiency
Thursday, 12 August 2021
MYTUKAR Sdn Bhd announced the integration of CTOS Data Systems Sdn Bhd’s CTOS Application and Decisioning solution into myTukar’s digital platform for increased efficiency in customers’ loan approvals…
Senheng joins CTOS Cares CSR Campaign to increase national financial health awareness
Wednesday, 11 August 2021
KUALA LUMPUR, 5/8/ 2021 – Senheng Electric (KL) Sdn Bhd, one of the largest consumer electronics retail chain stores in Malaysia partners with CTOS Data Systems Sdn Bhd, Malaysia’s leading..
myTukar Announces Integration of CTOS Digital Solution for Increased Efficiency in Credit Decisioning
Wednesday, 11 August 2021
Kuala Lumpur, 11 August 2021 – myTukar Sdn. Bhd. (the Company), Malaysia’s fastest-growing digital used car platform today announced the …
CTOS On myTukar To Increase Efficiency In Loan Approval
Wednesday, 11 August 2021
myTukar Sdn Bhd, a digital used car platform has integrated the CTOS Application and Decisioning Solution (CAD) into it’s digital platform for increased efficiency in customers’ loan approvals…
MYTUKAR UMUM INTEGRASI CTOS APPLICATION AND DECISIONING, TINGKAT KECEKAPAN DALAM KEPUTUSAN KREDIT
Wednesday, 11 August 2021
myTukar selaku platform perniagaan kereta terpakai paling pantas berkembang di Malaysia hari ini mengumumkan penyatuan CTOS Application and Decisioning Solution (CAD) bagi meningkatkan kecekapan…
Senheng, CTOS jalin kerjasama tingkat kesedaran kesihatan kewangan
Thursday, 05 August 2021
PETALING JAYA: Senheng Electric (KL) Sdn. Bhd., menjalin kerjasama dengan CTOS Data Systems Sdn. Bhd. (CTOS) untuk meningkatkan kesedaran…
CTOS tawar semakan laporan kredit percuma beserta CCRIS
Friday, 23 July 2021
KUALA LUMPUR: CTOS Data Systems Sdn Bhd kini menawarkan laporan MyCTOS dengan rekod Sistem Maklumat Rujukan Kredit Pusat (CCRIS) secara percuma kepada rakyat Malaysia yang …
Tawaran laporan kredit CTOS percuma
Wednesday, 07 July 2021
PETALING JAYA: Agensi pelapor kredit, CTOS Data Systems Sdn. Bhd. mengumumkan tawaran laporan MyCTOS percuma dengan Sistem Maklumat Rujukan Kredit Pusat (CCRIS) bagi pengguna selaras dengan
CTOS Digital IPO of up to 1.10bil shares, retail price RM1.10 each
Wednesday, 30 June 2021
KUALA LUMPUR: CTOS Digital Bhd, which is seeking a listing on the Main Market of Bursa Malaysia, is offering up to 1.10 billion shares — involving…
CTOS Digital IPO to raise RM1.2b, including RM990m for existing shareholders
Wednesday, 30 June 2021
KUALA LUMPUR (June 30): CTOS Digital Bhd (formerly known as CTOS Holdings Sdn Bhd) is raising RM1.2 billion from its Main Market listing exercise at the offer price of RM1.10 per share…
Malaysia’s CTOS Digital Bhd announces $290 million IPO launch
Wednesday, 30 June 2021
KUALA LUMPUR (Reuters) – Malaysian credit reporting firm CTOS Digital Bhd on Wednesday announced plans to launch its 1.2 billion ringgit ($289 million) initial public offering (IPO), the country’s biggest listing for the year so far.
CTOS grabs investors’ IPO fixation
Saturday, 08 May 2021
HE upcoming listing of CTOS Digital Bhd could not have come at a better time. Although initially planned for a listing of only 25% of the company’s equity…
Credit scoring takes centre stage
Saturday, 08 May 2021
THE upcoming listing of CTOS Digital Bhd has put the spotlight on credit reporting, a technology-driven multi-billion industry that holds vast potential in the Asean region.
CTOS’ IPO piques institutional interest
Saturday, 08 May 2021
THE upcoming initial public offering (IPO) of credit information company CTOS Digital Sdn Bhd (formerly known as CTOS Holdings Sdn Bhd) has caught the interest of number…
CTOS provides tenant screening for landlords, property agents
Tuesday, 09 Feb 2021
Credit reporting agency CTOS Digital Sdn Bhd is expanding its services by providing its tenant screening solution for landlords and property agents.
CTOS becomes 1st (CRA) to take its eKYC to an online subscription platform
Wednesday, 06 Jan 2021
Malaysia’s largest credit reporting agency, CTOS Data Systems Sdn Bhd, lifted new grounds with its market leading CTOS eKYC solution to be utilised for a new subscription sale in the online retail business.
Wanted: More cash in hand
Saturday, 02 Jan 2021
AS we embrace 2021, many people are hoping for a miracle that will put an end to the Covid-19 pandemic as soon as possible. They also want more cash in their pockets and prefer initiatives that give them just that this year.
Consumers looking for cash on hand rather than non-monetary incentives in 2021 — CTOS survey
Wednesday, 23 Dec 2020
A recent survey by leading credit reporting agency CTOS Data Systems Sdn Bhd has unveiled that Malaysians favour initiatives that would put more cash in their pockets in the coming year.
CTOS Makes Foray Into Thailand With Latest Acquisition
Thursday, 29 Oct 2020
CTOS Digital, the holding company of Malaysia’s leading credit reporting agency, CTOS Data Systems, recently announced the acquisition of a 20% stake in Business Online Public Company Limited (BOL) …
CTOS Fraud Bureau Yields Promising Results
Tuesday, 18 Aug 2020
CTOS Data Systems Sdn Bhd, Malaysia’s largest credit reporting agency, in partnership with GBG, the global technology specialist in fraud and compliance management, identity verification and …
The importance of e-KYC
Tuesday, 27 Jun 2020
One crucial component of the financial data space is the ability of players to onboard their customers through digital means, quickly, efficiently and safely.
CTOS buys Philippines’ agency, its first regional investment
Wednesday, 24 Jun 2020
CTOS, Malaysia’s leading credit reporting agency, has today announced its acquisition of CIBI Information Inc (CIBI), the Philippines’ first and most established credit reporting agency.
What goes into your credit score calculation?
Tuesday, 26 May 2020
FOR most of us in the formal economy, a credit score is an “adult report card” that is tagged on us by some of the key institutions or companies that require a form of background check before they enter into deals or contracts with us.
Fraud protection and credit monitoring service unveiled
Tuesday, 03 Mar 2020
COMBAT the growing problem of identity theft, fraud and scams, CTOS launched its SecureID, a fraud protection and credit monitoring service. This newly included Dark Web monitoring service is the first of its kind to
Aeon Credit to implement CTOS eKYC solutions
Wednesday, 30 Oct 2019
AEON Credit Service (M) Bhd, one of the largest non-bank credit providers, will implement CTOS Data Systems Sdn Bhd’s digital identity authentication solution or eKYC. Aeon Credit said on Wednesday eKYC enables…
Aeon Credit to start CTOS solution
Thursday, 31 Oct 2019
KUALA LUMPUR: AEON Credit Service (M) Bhd, one of the largest non-bank credit providers, will implement CTOS Data Systems Sdn Bhd’s digital identity authentication solution or eKYC
Clearing misconceptions about credit reporting agencies
Tuesday, 05 Sep 2017
THE country’s largest private credit reporting agency, CTOS, has been in operation for over 26 years, but several misconceptions still remain about its role.