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April 7, 2016
ctos, ctos score, credit health, credit condition, credit mix, new credit, credit report, ctos report

Credit Survey: How Well Do Malaysians Know Their Credit?

In the current economic climate, it is increasingly important for the average Malaysians to know about how their credit report works and how the reports can affect their finances – positively and negatively.
September 30, 2015

Screen to Reduce Risk of Defaulters

With close to 20 taxi companies in Klang Valley alone excluding private hire car companies, the competition for good drivers is stiff. So what better way for taxi companies to screen and sieve through the bad apples by subscribing to CTOS.
September 25, 2015

Customer Screening Fuels Successive Growth

One of the key persistent myths about family businesses in South East Asia according to a study by NUS (National University of Singapore) on Asian Family Firms: Success and Succession is that family firms are small and cannot grow beyond a certain size.
September 7, 2015

Constant Vigilance is the Path to Success for Family Businesses

Passing the torch from the second to the third generation in a family business requires careful succession planning that only a handful of family businesses have.
September 4, 2015

Be Watchful Over Credit Changes

Change is good, but are all changes good? The instability of major stock markets and political scandals can send some currencies across the world plummeting day after day and weak economies spiralling downwards.
August 17, 2015

You Sen Machinery Recovers RM40,000 in Bad Debts

Professionalising family businesses, as the first generation transitions to the second, requires a change in mindset as PwC (PricewaterhouseCoopers) puts it. You Sen Machinery Sdn Bhd’s journey from the first to the second generation has been paved with much persuasion and patience. It took a lot of convincing for the traditionally run family business to move into the Internet Age and become a CTOS subscriber.